:root {
  --navy: #0f2557;
  --royal: #1f4fa0;
  --silver: #9aa3ad;
  --silver-light: #d9dde2;
  --tint: #f4f6f9;
  --text: #1c2433;
  --muted: #5b6573;
  --white: #ffffff;
  --radius: 10px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 90px; }
body {
  margin: 0;
  font-family: "Inter", system-ui, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--royal); }

h1, h2, h3 { font-family: "Cinzel", Georgia, serif; color: var(--navy); line-height: 1.2; margin: 0 0 .5rem; }
h1 { font-size: clamp(2.2rem, 6vw, 4rem); font-weight: 600; }
h2 { font-size: clamp(1.8rem, 4vw, 2.6rem); font-weight: 600; text-align: center; }
h3 { font-size: 1.25rem; font-weight: 600; }

.container { width: 100%; max-width: 1120px; margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 760px; }
.center { text-align: center; }
.muted { color: var(--muted); }

.eyebrow {
  text-align: center; text-transform: uppercase; letter-spacing: .25em;
  font-size: .75rem; font-weight: 600; color: var(--royal); margin: 0 0 .5rem;
}
.eyebrow-light { color: var(--silver); }
.rule {
  width: 110px; height: 1px; margin: 1rem auto 2.5rem;
  background: linear-gradient(90deg, transparent, var(--silver), transparent);
}
.rule-light { background: linear-gradient(90deg, transparent, rgba(255,255,255,.55), transparent); }

/* Buttons */
.btn {
  display: inline-block; padding: .8rem 1.5rem; border-radius: 6px;
  font-weight: 600; font-size: .95rem; text-decoration: none; cursor: pointer;
  border: 1px solid transparent; transition: background .2s, color .2s, transform .1s;
  font-family: inherit;
}
.btn:active { transform: translateY(1px); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--royal); }
.btn-white { background: var(--white); color: var(--navy); }
.btn-white:hover { background: var(--silver-light); }
.btn-outline { border-color: rgba(255,255,255,.7); color: var(--white); }
.btn-outline:hover { background: rgba(255,255,255,.1); }
.btn-block { width: 100%; padding: 1rem; font-size: 1rem; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.97);
  border-bottom: 1px solid var(--silver-light); backdrop-filter: blur(6px);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 80px; }
.brand img { width: 96px; }
.site-nav { display: flex; align-items: center; gap: 1.8rem; }
.site-nav a { color: var(--navy); text-decoration: none; font-size: .95rem; font-weight: 500; }
.site-nav a:not(.btn):hover { color: var(--royal); }
.site-nav .nav-cta { color: var(--white); }
.nav-toggle { display: none; background: none; border: 0; padding: 8px; cursor: pointer; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy); margin: 5px 0; }

/* Hero */
.hero {
  background: radial-gradient(ellipse at 85% 110%, #1f4fa0 0%, transparent 55%),
              linear-gradient(160deg, #0b1c45 0%, var(--navy) 55%, #163a7f 100%);
  color: var(--white); text-align: center; padding: 120px 0 130px;
}
.hero h1 { color: var(--white); max-width: 820px; margin: 0 auto; }
.hero-sub { max-width: 640px; margin: 0 auto 2.2rem; font-size: 1.1rem; color: rgba(255,255,255,.85); }
.hero-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

/* Sections */
.section { padding: 96px 0; }
.section-tint { background: var(--tint); }

.cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.75rem; }
.card {
  background: var(--white); border: 1px solid var(--silver-light); border-radius: var(--radius);
  padding: 2.2rem; box-shadow: 0 4px 20px rgba(15,37,87,.05);
}
.card p { color: var(--muted); }
.icon {
  width: 48px; height: 48px; border-radius: 50%; background: var(--tint);
  display: grid; place-items: center; margin-bottom: 1.2rem;
}
.icon svg { width: 24px; height: 24px; fill: none; stroke: var(--royal); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.text-link { font-weight: 600; text-decoration: none; }
.text-link:hover { text-decoration: underline; }

.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.75rem; }
.steps li { text-align: center; padding: 1rem; }
.steps p { color: var(--muted); margin: 0; }
.step-num {
  display: inline-grid; place-items: center; width: 52px; height: 52px; border-radius: 50%;
  border: 1px solid var(--silver); color: var(--navy); font-family: "Cinzel", serif;
  font-size: 1.3rem; font-weight: 700; margin-bottom: 1rem; background: var(--white);
}

.criteria { list-style: none; padding: 0; margin: 0 0 2rem; }
.criteria li {
  position: relative; padding: 1rem 0 1rem 2.6rem; border-bottom: 1px solid var(--silver-light);
  font-size: 1.05rem;
}
.criteria li::before {
  content: ""; position: absolute; left: 0; top: 1.05rem; width: 24px; height: 24px; border-radius: 50%;
  background: var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-8'/%3E%3C/svg%3E") center/14px no-repeat;
}

/* Coming soon band */
.coming-soon { background: var(--navy); color: rgba(255,255,255,.85); padding: 56px 0; }
.coming-inner { display: flex; align-items: center; justify-content: space-between; gap: 2rem; flex-wrap: wrap; }
.coming-soon h2 { color: var(--white); text-align: left; font-size: 1.9rem; }
.coming-soon .eyebrow { text-align: left; }
.coming-soon p { margin: 0; }

/* Form */
.lead-form {
  background: var(--white); border: 1px solid var(--silver-light); border-radius: var(--radius);
  padding: 2.2rem; box-shadow: 0 4px 24px rgba(15,37,87,.06);
}
.intent { border: 0; padding: 0; margin: 0 0 1.5rem; }
.intent legend { font-weight: 600; color: var(--navy); margin-bottom: .75rem; }
.segmented { display: grid; grid-template-columns: repeat(3, 1fr); gap: .6rem; }
.segmented label { cursor: pointer; }
.segmented input { position: absolute; opacity: 0; pointer-events: none; }
.segmented span {
  display: block; text-align: center; padding: .8rem .5rem; border: 1px solid var(--silver);
  border-radius: 6px; font-weight: 500; color: var(--navy); transition: all .15s;
}
.segmented input:checked + span { background: var(--navy); border-color: var(--navy); color: var(--white); }
.segmented input:focus-visible + span { outline: 2px solid var(--royal); outline-offset: 2px; }

.row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.field { display: block; font-size: .9rem; font-weight: 500; color: var(--navy); margin-bottom: 1.1rem; }
.field input, .field select, .field textarea {
  display: block; width: 100%; margin-top: .35rem; padding: .75rem .85rem;
  border: 1px solid var(--silver); border-radius: 6px; font: inherit; font-weight: 400;
  color: var(--text); background: var(--white);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--royal); box-shadow: 0 0 0 3px rgba(31,79,160,.15);
}
.field textarea { resize: vertical; }
.consent { display: flex; gap: .7rem; align-items: flex-start; font-size: .9rem; color: var(--muted); margin: .5rem 0 1.5rem; cursor: pointer; }
.consent input { margin-top: .3rem; width: 18px; height: 18px; accent-color: var(--navy); flex-shrink: 0; }
.req { color: #b4232a; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.form-error { color: #b4232a; font-size: .9rem; margin: 0 0 1rem; }
.invalid { border-color: #b4232a !important; }

.thanks {
  text-align: center; background: var(--white); border: 1px solid var(--silver-light);
  border-radius: var(--radius); padding: 3rem 2rem;
}
.thanks p { color: var(--muted); margin: 0; }

/* Footer */
.site-footer { background: var(--white); border-top: 1px solid var(--silver-light); padding: 48px 0 28px; }
.footer-inner { display: flex; justify-content: space-between; align-items: center; gap: 2rem; flex-wrap: wrap; margin-bottom: 1.5rem; }
.footer-brand img { width: 130px; }
.footer-brand p { color: var(--muted); margin: .5rem 0 0; font-size: .9rem; }
.footer-contact { display: flex; flex-direction: column; gap: .3rem; text-align: right; }
.footer-contact a { color: var(--navy); text-decoration: none; font-weight: 500; }
.disclaimer { font-size: .78rem; color: var(--muted); border-top: 1px solid var(--silver-light); padding-top: 1.2rem; margin: 0 0 .8rem; }
.copyright { font-size: .8rem; color: var(--silver); margin: 0; }

/* Mobile */
@media (max-width: 860px) {
  .nav-toggle { display: block; }
  .site-nav {
    display: none; position: absolute; top: 80px; left: 0; right: 0; flex-direction: column;
    background: var(--white); border-bottom: 1px solid var(--silver-light); padding: 1rem 20px 1.5rem; gap: 1rem;
  }
  .site-nav.open { display: flex; }
  .cards, .steps { grid-template-columns: 1fr; }
  .section { padding: 72px 0; }
  .hero { padding: 88px 0 96px; }
}
@media (max-width: 560px) {
  .row { grid-template-columns: 1fr; gap: 0; }
  .segmented { grid-template-columns: 1fr; }
  .lead-form { padding: 1.5rem; }
  .footer-contact { text-align: left; }
}